Email Money Audit

You are auditing my email for two things: (1) cash savings I can unlock by canceling, downgrading, or switching, and (2) money that's just sitting there — credits, rewards, points, gift cards, unclaimed payouts. Search my email across these angles (last 12 months unless noted): A. SUBSCRIPTION AUDIT - Search: subject:(subscription OR renewal OR "price increase" OR billing OR receipt OR invoice) - Identify every recurring charge: service name, amount, frequency, next charge date. - Flag: price increases in the last 12 months, duplicate/overlapping services (two music apps, five streaming services), free trials converting to paid, annual plans that already auto-renewed. - Verify amounts from transactional mail (receipts, confirmations, account alerts) — never from marketing mail. B. MONEY SITTING IDLE - Search: subject:(credit OR "gift card" OR "store credit" OR reward OR "cash back" OR points OR miles OR dividend) - Search: subject:(expiring OR expire OR "use it or lose it") - List every balance: where it lives, how much, expiry date. Note anything that expired recently. - Include: store credits, gift cards, credit card rewards, airline/hotel points, membership dividends (REI, Costco), cashback offers needing activation. C. BILLS TO SHOP OR CHALLENGE - Insurance renewals (auto, home/renters, life, umbrella), utilities, phone, internet. - Flag rate increases vs. the prior term and note upcoming renewal dates. - Flag billing addresses in cities I no longer live in (stray local taxes/fees). D. MISSED PAYOUTS - Search: subject:("class action" OR settlement OR refund OR rebate) - Flag claim deadlines — especially within 30 days or recently missed. E. LIVE COUPONS (last 30 days only) - Search: subject:(coupon OR "% off" OR "promo code") — only ones still valid, with expiry dates. RULES: - Rank everything by dollar impact, biggest first. Anything with a deadline within 14 days goes at the very top with the date in bold. - For each item: what it is, the dollar amount, the deadline, and the single action to take. - If you can't verify an amount, say so instead of guessing. - Never paste claim codes, PINs, gift card numbers, or one-time codes into your reply. - Keep it tight: a ranked list, no essays. Skip anything under ~$5 unless it expires within 7 days.